Asset Finance to enhance productivity.

Fuel your business growth with custom asset finance solutions. Obtain funding to invest in essential tools and technology, enabling you to maintain a competitive edge.

Asset Finance to enhance productivity.

Fuel your business growth with custom asset finance solutions. Obtain funding to invest in essential tools and technology, enabling you to maintain a competitive edge.

Equipping your workforce for success.

Asset finance is divided into two categories: Hard Assets and Soft Assets.

We explain the differences below:

Hard Assets

Hard assets are generally high-value items, typically machinery and vehicles essential for your business operations. These long-term assets can maintain their value for many years.

Soft Assets

Soft assets are generally lower-value items that enhance employee performance and create a productive work environment. This category includes furniture, IT equipment, security systems, telecommunications, and industry-specific tools.

What is asset and equipment finance?

Asset finance is a financing solution that allows businesses to acquire the necessary equipment, machinery, and other assets needed for operations without requiring full payment at the time of purchase. This approach helps preserve cash flow while enabling companies to access the tools they need to succeed.

How Can Asset Finance Benefit Your Business?

Our asset finance solutions enable you to acquire essential assets without a significant upfront investment, equipping your workforce with the tools needed for optimal productivity while ensuring you stay current with the latest technology.

From hire and lease purchases to refinancing options, our team will collaborate with you to secure financing that aligns with your objectives and drives future growth, regardless of your industry.

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Protect your working capital

Make manageable monthly payments instead of incurring a large upfront cost for equipment or machinery.

Aquire what you need now

Secure funding to purchase the equipment essential for operating and growing your business without delays.

Fixed payments

Asset finance loans come with fixed monthly payments, allowing for predictable expenses and effective cash flow management.

Bespoke financing options

Benefit from flexible financing solutions, including varying repayment terms, interest rates, and financing durations tailored to your needs.

Stay current with technology

Upgrading equipment can be costly. Asset finance enables you to quickly access funds, ensuring you keep pace with the latest technology.

Gain a competitive edge

Accessing the most up-to-date tools and technology can provide a significant advantage over competitors who may still rely on outdated equipment.

What types of asset finance are there?

There are two types of asset finance but it's not always easy to know which is the most suitable for your business. We compare the different types to help you decide the one that best fits your needs.

Hire Purchase

A HP agreement is designed to help businesses expand and operate efficiently, providing flexible ways to buy new equipment without large upfront costs.

Maintains Cash Flow Stability
Improves Asset Affordability
Market Leading Rates
Gain Ownership After Final Payment
Flexible VAT Payment Options
Repayment Terms from 1 to 5 Years
Options for Balloon Payments

Lease Finance

In a lease arrangement, you have exclusive use of the asset while it remains the property of the lender for a specified period, during which you make monthly payments.

Exclusive Use of the Asset
Access to Higher Specification Machinery
Monthly Instalments Over Upfront Costs
Flexible Repayment Terms Available
VAT Included in Monthly Payments

100% Tax-Deductible Repayments

No Deposit Required Options

Why HH Business Finance is different.

Our team of finance experts are dedicated to finding the most suitable business loans for your needs. Leveraging our vast lender network, we can quickly provide the finance injection your business requires, with no fuss or hidden fees.

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Finance for any assets or equipment

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Competitive interest rates

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Flexible repayment terms up to 5 years

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Quick and easy application process

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Fund assets from £5k upwards

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We can support any sector

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Sector Expertise

Financing businesses like yours

Our business finance specialists have over 100 years of collective experience working in commercial finance.

We support companies across a wide variety of industries and have access to over 100 UK lenders to approve finance in almost any sector.

Ready to apply for funding?

Ready to apply for asset finance?

Enhance your productivity and futureproof your business with HH Business Finance's solutions.